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1.    Definitions

1.1.    In these terms and conditions the following definitions apply: 

1.1.1.     Customer Area: means the forum on our site where users of the site and/or the Tools may post comments or questions. 

1.1.2.    Trade Marks: mean the trade marks represented by the trade mark registration UK00003126039 and the trademarks, domain names, trade names and logos, whether or not registered or capable of registration owned by or available to Into Risk Limited whether adopted or designated now or at any time in the future for use in connection with Into Risk Limited. 

1.1.3.     Tools: mean the tools published on the website from time to time and available to download for free, subject to clause 8 below.


2.    Terms of website use

2.1.    These terms of use (together with the documents referred to in it) tell you the terms of use on which you may make use of our website (our site). Use of our site includes accessing, browsing, downloading, or registering to use our site.
2.2.    Please read these terms of use carefully before you start to use our site, as these will apply to your use of our site. We recommend that you print a copy of this for future reference. 
2.3.    By using our site, you confirm that you accept these terms of use and that you agree to comply with them. 
2.4.    If you do not agree to these terms of use, you must not use our site.


3.    Other applicable terms 

3.1.    These terms of use refer to the following additional terms, which also apply to your use of our site:
3.1.1.    Our Privacy Policy which sets out the terms on which we process any personal data we collect from you, or that you provide to us. By using our site, you consent to such processing and you warrant that all data provided by you is accurate. 
3.1.2.    Our Acceptable Use Policy which sets out the permitted uses and prohibited uses of our site. When using our site, you must comply with this Acceptable Use Policy.


4.    Information about us is a site operated by Into Risk Limited ("We"). We are registered in England and Wales under company number 06678800 and have our registered office at Crown House, 27 Old Gloucester Street, London, WC1N 3AX


5.    Changes to these terms 

5.1.    We may revise these terms of use at any time by amending this page. Please check this page from time to time to take notice of any changes as they are binding on you. By continuing to use our site you are deemed to have accepted these changes. 
5.2.    We may update our site from time to time, and may change the content at any time. However, please note that any of the content on our site may be out of date at any given time, and we are under no obligation to update it.
5.3.    We do not guarantee that our site, or any content on it, will be free from errors or omissions.


6.    Accessing our site 

6.1.    Our site is made available free of charge.

6.2.    We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. Access to our site is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of our site without notice. We will not be liable to you if for any reason our site is unavailable at any time or for any period.

6.3.    You are responsible for making all arrangements necessary for you to have access to our site.

6.4.    You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.


7.    Your account and password 

7.1.    If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.
7.2.    We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these terms of use.
7.3.    If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at


8.    Intellectual property rights 

8.1.    The Trademarks are UK registered trade marks of Into Risk Ltd. 
8.2.    We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it.  Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
8.3.    You must not disassemble or decompile or otherwise attempt to discover any source code contained in this site. 
8.4.    You may print off one copy, and may download extracts, of any page(s) from our site for your personal use and you may draw the attention of others within your organisation to content posted on our site.
8.5.    You must not download or make use of the Tools for the purpose of providing any commercial service or advice to a third party without our prior written consent, which will only be given following your entry into a valid commercial agreement with us. 
8.6.    Subject to clause 8.5 and clause 9, you may download the Tools and use other content including any informational video presentations on our site for use within your own organisation or for evaluation purposes only free of charge for trial or provisional use. The Tools download will expire after 3 months. There is no limitation on the number of downloads. 
8.7.    If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.


9.    No reliance on information 

9.1.    The content on our site and the Tools is provided for general information only. It does not constitute advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site and/or the Tools. 
9.2.    Professional advice and training is available from Into Risk separately and is subject to different terms and conditions.  
9.3.    Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up-to-date.


10.    Viruses 

10.1.    We do not guarantee that our site will be secure or free from bugs or viruses. You are     responsible for configuring your information technology, computer programmes and platform     in order to access our site the Tools. You should use your own virus protection software.

10.2.    You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.


11.    Limitation of our liability 

11.1.    Nothing in these terms of use excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.
11.2.    To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our site or any content on it and the Tools, whether express or implied. 
11.3.    We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
11.3.1.    use of, or inability to use, our site or the Tools; 
11.3.2.    use of or reliance on any content displayed on our site or on the Tools; or 
11.3.3.    misuse of our site or the Tools

If you are a business user, please note that in particular, we will not be liable for:
11.3.4.    loss of profits, sales, business, or revenue;
11.3.5.    business interruption;
11.3.6.    loss of anticipated savings;
11.3.7.    loss of business opportunity, goodwill or reputation; or
11.3.8.    any indirect or consequential loss or damage.
11.4.    We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any content on it, or on any website linked to it.
11.5.    We assume no responsibility for the content of websites linked on our site. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.



12.    Linking to our site

12.1.    You must not create a link to any part of our site whether or not a third party website is owned by you without our prior written consent and subject to such conditions as we may require. .

12.2.    We reserve the right to withdraw any linking consent without notice.

12.3.    If you wish to make any use of content on our site please contact


13.    Third party links and resources

13.1.    Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only.

13.2.    We have no control over the contents of those sites or resources.



14.    Applicable law

14.1.    These terms and conditions and any dispute or claim arising out of or in connection with it or its subject matter or formation will be governed by and construed in accordance with the law of England and Wales. Each party agrees that the courts of England and Wales will have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these terms and conditions. 

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